Kudi is a financial technology company that offers various financial services, including bill payments, airtime and data recharge, and funds transfer.

How to Become a Kudi Agent Without a POS Terminal
How to Become a Kudi Agent Without a POS Terminal

Becoming a Kudi agent can be a lucrative business opportunity, especially in areas with limited access to traditional banking services. While many Kudi agents use point-of-sale (POS) terminals to provide these services, it’s possible to become a Kudi agent without owning a POS terminal.

How to Become a Kudi Agent Without a POS Terminal

In this article, we will explore the steps to becoming a Kudi agent without a POS terminal. Below are steps to follow:

Meet the Requirements

Before you can become a Kudi agent, you need to ensure you meet the necessary requirements. These requirements typically include:

  • Valid Identification: You will need a valid government-issued identification, such as a driver’s license, National Identity Card, or international passport.
  • A Registered Business: You should have a registered business, such as a small shop or retail store, where you can provide Kudi services to customers.
  • A Smartphone: While you don’t need a POS terminal, you will need a smartphone with internet access to use the Kudi agent app.
  • Reliable Internet Connection: A stable internet connection is crucial for performing Kudi transactions efficiently.

Register as a Kudi Agent

To become a Kudi agent without a POS terminal, you will need to register with Kudi. Here’s how you can do it:

  • Visit the Kudi website or download the Kudi agent app from the Google Play Store if you are using an Android device.
  • Follow the registration process, providing accurate information about yourself and your business.
  • Complete the Know Your Customer (KYC) verification process, which may require submitting scanned copies of your identification documents.
  • Wait for Kudi to review and approve your application. This process may take a few days.

Download and Set Up the Kudi Agent App

Once your application is approved, you can download the Kudi agent app and set it up on your smartphone. Follow these steps:

  1. Visit the Google Play Store and search for “Kudi agent app.”
  2. Download and install the app on your smartphone.
  3. Log in using the credentials you provided during the registration process.
  4. Familiarize yourself with the app’s features and functions.

Fund Your Kudi Agent Wallet

To offer Kudi services without a POS terminal, you’ll need to fund your Kudi agent wallet. You can do this through various methods, including bank transfers or mobile money transfers. Make sure your wallet has enough funds to process transactions for your customers.

Start Offering Kudi Services

With your Kudi agent app and wallet funded, you can start offering Kudi services to your customers. Some of the services you can provide include:

  • Bill Payments: You can help customers pay their utility bills, such as electricity, water, and cable TV.
  • Airtime and Data Recharge: Recharge customers’ mobile phones with airtime and data.
  • Fund Transfers: Assist customers in sending and receiving money within the Kudi network.
  • Cash Withdrawals: Customers can withdraw cash from their Kudi wallets through you.
  • Balance Inquiry: Provide customers with information about their Kudi wallet balances.

Promote Your Kudi Agent Services

To attract more customers and grow your Kudi agent business, it’s essential to promote your services within your community. You can do this through word of mouth, flyers, posters, and social media. Offering competitive fees and excellent customer service will also help you build a loyal customer base.


Becoming a Kudi agent without a POS terminal is a viable business opportunity that can generate income while providing essential financial services to your community. By following the steps outlined in this article and delivering quality service, you can succeed as a Kudi agent and contribute to financial inclusion in your area.

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By Dee

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