Hello, welcome to my blog post! In this article, I will be sharing with you how to check your Opay account with the USSD code and other codes for transfer.

How to Check Your Opay Account with USSD Code
How to Check Your Opay Account with USSD Code

With the Opay USSD code, your transaction is made easy without wasting data.

Users only need to tap a few times on their primary phone to transmit money, pay for utilities, and purchase bundles—no apps or data are needed.

Because of its quickness and ease of use, the Opay app continues to be one of Nigeria’s most widely used digital wallets; however, USSD codes have expanded the platform’s offerings to truly include everyone.

The whole list of Opay USSD codes is included in this tutorial, which also explains how to carry out routine financial chores effectively and safely even in the absence of an internet connection. Additionally, we’ll demonstrate how to do basic transactions from your Opay account using the Opay USSD code.

What is Opay USSD Code?

USSD code for Opay is *955#. Customers can create accounts, fund other accounts, transfer money, buy airtime or data, make withdrawals, and finance other accounts using this special USSD code without requiring internet connectivity or the Opay mobile app.

Through text-based menus, USSD codes offer a self-service option for financial services that are compatible with basic phones. To improve service accessibility for its clients who do not have cellphones or dependable internet connectivity, Opay developed the USSD code *955#.

You must have an Opay account and the phone number or SIM that corresponds with it to utilize the Opay USSD code. The code is inoperable on the Glo network but functional on the Airtel, MTN, and 9Mobile networks in Nigeria.

Opay users may get services including money transfers, bill payment, purchasing airtime for themselves or others, checking account balances, opening new accounts, and more straight from the USSD menu options by dialing *955# from their phones.

How to Use the Opay USSD Code to Purchase Data

Here’s a quick how-to for purchasing data with the Opay USSD code:

  • Tap *955# to access your phone.
  • Choose “Data” from the menu item.
  • Select the data bundle size that you wish to purchase, such as 1GB, 2GB, etc.
  • Enter the phone number to which you wish to add data. This number may belong to you or to someone person.
  • To verify the payment, enter your Opay PIN.

How to Transfer Money Using the Opay Transfer Code

Use the Opay USSD transfer code to transfer funds to another bank account or Opay account by following these steps:

  • Enter the phone number you registered with Opay and dial *955#.
  • Choose the “Transfer” menu item.
  • To transfer money to an Opay account or to another bank account, choose option 1.
  • Please enter the recipient’s 10-digit bank account number and choose their bank, such as Access Bank, GT Bank, First Bank, etc., when making a bank transfer.
  • Enter the desired transfer amount in text.
  • Alternatively, to approve the transfer, dial *955*2*Amount*Account Number#, choose the bank if needed, and provide your Opay Pin.
  • For instance, dial *955*2*2000*2032121234#, choose Polaris Bank, and enter your PIN to transfer ₦2000 to the 2032121234 Polaris Bank account.
  • Enter your Opay Security PIN to verify the transaction.

How to Buy Airtime Using the USSD Code for Opay

Use the Opay USSD code to recharge another number or buy airtime for your own phone by following these steps:

  • Enter *955#.
  • Go with the “Airtime/Data” choice.
  • To recharge, enter the airtime amount and then the mobile number.
  • For instance, dial 9553500*0901234567# to recharge ₦500 on 0901234567.

As an alternative,

  • After dialing *955#, choose the “Airtime” option.
  • Input your Opay PIN, phone number, and airtime balance.
  • Upon successful completion of the airtime recharge, you will receive an SMS notice.

How to Obtain an Opay Card by Using the Opay USSD Code

You can make purchases and take out cash straight from your Opay wallet balance with the Opay card. With the USSD code, ordering virtual and physical cards is simple.

These are the easy steps to follow:

  • Enter *955#.
  • Choose option 8.
  • Select option 1 for an online card or option 2 for a card that will be sent to you in person.
  • You can then place your order using the app after it directs you there.
  • Your virtual card can be used instantly both online and in-app after verification. The actual card will arrive in the mail in four to five business days.

Use Opay USSD Code to Reduce Costs

Use the Opay USSD code to save money by doing the following:

  • Enter *955#.
  • Pick option number six, “Savings.”
  • Enter the desired savings amount.
  • As asked, enter your Opay PIN.

How to Top Up Your Opay Account with Cash

To add funds to your Opay account using the USSD code, follow these steps:

  • Tap *955# to access your phone.
  • Click on the “Funding” menu item.
  • Select the method of funding your account: cash deposit at an agent location, card payment, or bank transfer.
  • Your bank account number and funding amount must be entered through a bank transfer.
  • Enter the amount and card details to make a payment.
  • Once the payment details have been entered, enter your Opay PIN to ensure authenticity.
  • Upon successful funding, you will receive a confirmation message.
  • Depending on the payment method, the money may appear in your Opay wallet balance right away or over the course of a few minutes.

However, above are How to Check Your Opay Account with USSD Code.


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